Our fintech practice combines regulatory insight with hands-on experience advising payment gateways, payment system operators including payment aggregators, wallet issuers, and digital lending platforms. We assist clients in navigating the fast-evolving regulatory framework issued by the Reserve Bank of India, NPCI, SEBI, and other regulators, including licensing and authorization requirements, data localisation, cross-border data transfers, and compliance with anti-money laundering obligations.
We work with both established institutions and fintech start-ups on a wide range of mandates from drafting and negotiating technology and SaaS contracts to advising on data protection, cybersecurity and outsourcing. Our team brings a strong intellectual property and technology law perspective, ensuring clients’ platforms and innovations are secured while enabling collaborations with investors, service providers, and global partners. We guide clients on compliance with CERT-In directions, RBI’s cybersecurity framework for banks and payment operators, and SEBI’s CSCRF framework, among others.